Practice Areas

Homeowner Association (HOA) Disputes

HOA Dispute Lawyers

Protecting Homeowners Against Unfair HOA Actions

Homeowner and condominium associations are supposed to protect property values and maintain communities — but too often, HOAs abuse their power, enforce rules unfairly, or mismanage funds. When disputes arise, homeowners can feel pressured, overwhelmed, and unsure of their rights. At Furmanski Law Group, we represent homeowners, condo owners, and property owners in HOA disputes across Miami, providing aggressive, hands-on legal advocacy against overreaching associations and management companies.

Our firm takes a strategic and litigation-ready approach to HOA disputes, holding associations accountable and protecting homeowners from unlawful fines, selective enforcement, improper assessments, and denied repairs.

Holding HOAs Accountable

Aggressive Representation for HOA & Condo Association Disputes

Homeowners and condominium associations play an important role in maintaining community standards, but disputes can quickly arise when boards overstep their authority, enforce rules inconsistently, or act outside of governing documents. These conflicts can affect your property rights, finances, and quality of life.

At Furmanski Law Group, we represent homeowners, condo owners, and property owners in disputes against HOAs and condominium associations throughout Miami. Our firm is committed to holding associations accountable when they act unfairly, impose improper penalties, or fail to follow required procedures under Florida law and community bylaws.

We assist clients in resolving disputes involving selective enforcement of rules, improper fines and assessments, denial of architectural or modification requests, failure to maintain common areas, and other violations of governing documents. When informal resolution is not possible, we are fully prepared to take legal action to protect your rights and property interests.

Our goal is to ensure that HOA and condominium associations operate within the law and treat homeowners fairly, while minimizing unnecessary financial and legal stress for our clients.

We represent clients in disputes involving:

Unfair or selective rule enforcement
Improper fines and penalties
Disputed special assessments
Denial of repairs or insurance coverage
Failure to maintain common areas

Common HOA Questions

Homeowner Association Dispute FAQs

What is a homeowners association (HOA)?

A homeowners association (HOA) is a legal entity created to manage and enforce rules within a planned community. It sets community standards, collects dues, and oversees common property and services.

Can my HOA fine me for violating community rules?

Yes, HOAs can issue fines for rule violations—such as landscaping, parking, exterior modifications, or other covenant breaches—as long as they follow the procedures in the governing documents and Florida law

What happens if I don’t pay HOA dues or fees?

Unpaid dues or assessments can lead to late fees, interest, liens against your property, and in some cases, foreclosure if the debt remains unresolved. Legal protections and procedures apply under Florida law.

Can an HOA foreclose on my home?

Yes, under Florida statutes, an HOA may initiate foreclosure for unpaid dues or assessments. However, strict statutory and procedural requirements must be met before foreclosure is allowed.

What should I do if my HOA denies my architectural request?

If your architectural change request (e.g., fence, paint, solar panels) is denied unreasonably or without proper criteria, you may challenge the denial based on the governing documents and Florida HOA law.

Are HOA board decisions legally enforceable?

Yes—HOA rules and bylaws are enforceable if they are clearly outlined in the governing documents and comply with Florida and local laws. However, decisions can be challenged if applied inconsistently or unlawfully.

What rights do I have to access HOA records?

Homeowners generally have the right to access certain HOA records (financials, meeting minutes, budgets). HOAs must comply with record requests under Florida statute, and refusal to provide access can be legally challenged.

What if my HOA enforces rules unfairly or selectively?

HOAs are obligated to enforce rules consistently. Selective enforcement—when similar violations by different homeowners are treated differently—may be challenged as unfair or discriminatory under Florida law.

Can I sue my HOA for negligence or failure to maintain common areas?

Yes. If an HOA fails to maintain common elements (e.g., roofs, roads, landscaping) and this leads to damage or hazards, you may pursue legal action for negligence based on the governing documents and applicable Florida statutes.

Should I get a lawyer for an HOA dispute?

HOA disputes often involve complex contracts, governing documents, and statutes. A lawyer can help interpret your rights, negotiate with the association, and pursue litigation if necessary—especially in cases of improper fines, assessments, or discriminatory enforcement.

Condominium & HOA Insurance Disputes

Fighting Denied or Delayed Claims

Many HOA disputes arise after property damage when associations or their insurers refuse to take responsibility. Whether the issue involves roof leaks, plumbing failures, water intrusion, or structural damage, condo owners are often left in the middle of disputes between HOAs and insurance companies.
At Furmanski Law Group, we:

Analyze HOA governing documents and insurance policies
Determine responsibility between unit owners and associations
Challenge denied, delayed, or underpaid insurance claims
Pursue legal action when associations fail to act

Direct Lawyer Access

Hands-On Legal Representation You Can Trust

Unlike large firms where cases are passed off to case managers, every HOA dispute at Furmanski Law Group is handled directly by an experienced trial lawyer. Clients have direct access to their attorney, clear communication, and a strategy designed to resolve disputes efficiently — whether through negotiation or litigation.

We don’t back down from powerful associations, boards, or insurance carriers. If your HOA refuses to act fairly, we are prepared to take the case to court.

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